Annual Enrollment for 2026 Benefits
**Important: This information may change before the open enrollment period.**
Annual Enrollment Period: October 3 through October 17, 2025
Effective Date for Changes: January 1, 2026
Follow this link to see the State of Tennessee's 2026 Annual Enrollment Newsletter.
You are encouraged to login and review your current coverage to verify that your selections are accurate.
Key Points:
Passive Enrollment: If you do not make any changes, your current benefits will continue into next year. Note: Flexible Spending Accounts (FSA) must be renewed each year.
Login: Single sign-on into Edison.
Edison Changes: For guidance on making changes, refer to the Edison guide. For questions, contact the Edison Help Desk at 1.866.376.0104.
Pharmacy Cost Changes for 2026:
- Weight Loss Medications: 25% coinsurance for all plans.
- Specialty Medications: 30% coinsurance for in-network drugs.
- Maximum Out-of-Pocket: A separate limit for specialty drugs will apply, varying by employee tier and plan.
Vendor Changes:
Dental Provider: Delta Dental will be replaced by MetLife for the DPPO plan. (If you are currently enrolled in Delta Dental, you will automatically be transitioned into MetLife Dental). Cigna Dental remains for basic prepaid services.
Rate Changes:
- Employee only and employee + spouse tiers: No change
- Employee + child(ren) tier: 25% increase
- Employee + spouse + child(ren) tier: 20% increase
- Waiting Periods: Eliminated for all enrolled members.
Health Savings Account / Flexible Spending Accounts: TASC will be the new vendor for health savings accounts for members who enroll in a consumer-driven health plan for employees with a flexible spending account.
Additional Resources:
- Helpful Videos: Annual Enrollment Videos
- 2026 Insurance Premiums and Health Plan Comparison Charts
- Important Partners for Health Website Links
Need Help? ANNUAL ENROLLMENT FREQUENTLY ASKED QUESTIONS FOR 2026 BENEFITS
Benefits Administration
800.253.9981 or 615.741.3590
Monday-Friday, 8 a.m.-4:30 p.m. CT
Fax: 615.741.8196
e-mail: benefits.administration@tn.gov
For MOST benefits*, if you don’t want to make changes, you don’t have to do anything during Annual Enrollment. If you’re enrolled now and don’t make changes, you’ll continue enrollment in the same plan options for medical, dental and vision products, and you’ll pay 2025 employee premium amounts.
Networks, providers and benefits may change and impact you. We encourage you to review your medical, dental and vision network options each year. It’s a good idea to review your enrollment selections each year in Edison or in Goldlink. You are not required to enroll in health insurance or make changes. As an active employee, if you don’t enroll, no premium dollars for health insurance will be deducted from your paycheck.
For detailed information please visit the Partners for Health Annual Enrollment website. For questions about your benefits contact the Benefits Administration Service Center at:1-800-253-9981 or 615-741-3590. For assistance or questions about Edison, please contact the Edison Help Desk at 1-866-376-0104 or 615-741-HELP (4357)
ETSU employees may now access Edison via single sign-on from their ETSU webmail as seen in the video below.
Frequently Asked Questions
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If I don’t wish to make any changes to my benefits, do I need to log in to Edison or actively participate in Annual Enrollment?
No. The only exceptions are:
- If you want a Flexible Spending Account, you must re-enroll at annual enrollment (enroll here)
- If you are enrolled in the CDHP/HSA plan, complete a new Health Savings Account contribution form each year.
Note: Annual Enrollment time is a great time to check all of your beneficiaries in Edison.
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How do I know what benefits I’m currently enrolled in?
There are 2 ways to do this.
- You may use ETSU Goldlink self-service to view your current benefits elections.
- You may also view your current benefits elections in Edison (see login directions in the video above).
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How do I log into Edison and make changes to health, dental, vision, short-term disability, Basic Life Insurance, or AD&D Insurance?
You will make these changes in Edison, the State’s website for Benefits Enrollment.
ETSU employees may now access Edison via single sign-on (No Edison ID needed!) by:
- Logging into ETSU Webmail/Office 365.
- Click the grid icon in upper left corner.
- Click the Edison icon. If you don't see it, click Explore all your Apps" to search
for Edison and click to enter.
- Once you do this, you will always see Edison on your list!
- You might be prompted to click an "Accept" button. Click "Accept".
- Once in Edison, you should select Employee Work Center from the Self-Service Menu.
- Click onto Benefits Enrollment from the My Benefits menu.
- Now you can add, remove or make changes to your insurance coverage at hire and during annual enrollment.
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How do I know that the changes I made in Edison were submitted?
You should receive a confirmation email from Edison. Additionally, if you clicked the blue “submit enrollment” button in Edison, your changes were submitted. -
How do I make changes to my voluntary term life insurance?
You will log in to the Securian Financial website to make changes to your voluntary term life insurance, or you can call them at 1-866-881-0631. -
What is my Edison ID?
Your Edison ID is the eight-digit number beginning with 2 zeros on your Caremark RX card. If you cannot find your Edison ID, please contact Human Resources at (423) 439-4457. -
Is my ETSU Person Number the same as my Edison ID?
No. Your ETSU Person Number is your identification number only for ETSU. Your Edison ID is your state issued ID for benefits purposes. -
How do I update my beneficiaries?
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You may update your life insurance beneficiaries in the Edison portal for Basic Life Insurance and Voluntary Accidental Death & Dismemberment. -
You may update your voluntary term life insurance beneficiaries via the Securian Financial website. -
For a comprehensive guide to updating all beneficiaries, please see the FAQ on our benefits page.
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Additional FAQs
For additional FAQs, please see the Partners for Health FAQ document.
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